If you pay taxes honestly about 50% of what you earn goes off in various taxes – income, service, securities transaction, etc. Now take away another 28% in housing EMI, then another 7% in building maintenance etc. It means your government, and your house have taken away 85% of what you earn. So the 15% […]

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Frankly this blog has not done enough justice to share good ways to save money while spending it! So here are a few thoughts (nothing original, I assure you). You must have heard it in some form or the other. Some ideas are so old that it is being touted as new in the USA. […]

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Being smart about debt can help the average investor save a guaranteed 3% p.m. This is a serious amount of money for people living on a day-to-day basis! It is a conscious decision that could save you a decent amount of money! So how can you do this? The Debt Dilemma First of all live […]

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Today it is very easy to live beyond ones’ means. If you take any magazine you will find about 15 advertisements – of this about 14 will extol you to live beyond your means. If you can afford a Ford Ikon, they will urge you to buy a Honda City. If you can buy a […]

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