I wish I could do an article like that in India. I have always been screaming that we do not have enough good quality publicly available data. Does not matter whether I am talking about investing, saving, spending,….read this data driven article by Motley Fool http://www.fool.com/investing/general/2012/06/15/4-shocking-examples-of-the-decline-of-the-middle-.aspx 

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Health insurance, more health diagnostics, more health treatment,….what we are losing out is on health! Now is the same thing happening in the Financial planning space? More financial diagnostic, more data, more analysis, more products, more variety of markets, – who is benefiting? The client who is paying or the client whose cost is going […]

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Unfortunately in India most customers crib, then when they get a pat on the back from a high ranking official, they withdraw their complaint. I am yet to see a court order a full repayment for mis-sold policy and heavy damages suits. There is no fear of God in ANY company. If you do bring […]

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Hi I started my blog in Jan 2008 – so it is now 54 months old. Not some iconic passage of time! In the beginning there used to be 10-12 readers, now there are about 5k regularly and once in a while it peaks to 15000. This is normally because of some link by yahoo […]

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  When you go to a doctor, he looks at you and suggests some tests. Once the reports are out, he calls you for a ‘consulting’. Then he tells you: Mr. A it is all stress. You look at your wife sitting next to you….and almost say ‘see it is all stress’. What is wrong […]

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No people do not ask me this question, they tell me. “I am sure you will agree…during such times one should sit on cash”. I almost wince. I do know that oil is floundering, the US $ is rising. Yes there will be a Greek vote, yes the Euro is clueless. Japanese currency’s strength is […]

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  What can feel better than going to a New Car showroom and driving out on a new set of shining wheels? That blue sedan or the red hatchback which you always wanted to buy…is now yours! Wow! But just hold it. Have you considered the real and total cost of owning a New vehicle? […]

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