For all of us how we handle our personal finances is important. In fact how much money we have at the end of our working lives is determined by how well we manage our money. How hard and how early our money starts working for us is important to determine our net worth. Good financial […]
The idea of life-insurance will probably first come your way when you are planning your tax returns. That’s how it is for most Indians – insurance is a tax saving device. Well, there is a lot more to life insurance that it pays to know. Let’s begin by looking at every step of getting insurance. […]
http://www.subramoney.com/book-written-by-me/ “Whatever I do, my weight does not come down” and “Whatever I do I cannot reduce my expenses” – are commonly heard statements. If you are a doctor, a wealth guide, a financial planner, …you hear both of these statements. Normally people do not write down diligently what they earn, spend and invest. Similarly […]
Being in one business for a long time helps – you can see more clearly. The main business that I have been in is “Watching people make money, losing money, their attitude towards risk and generally towards life”. Will do the lessons separately. Here is a list of risky behavior that has caused investors a […]
A group of ‘friends’ put up a stall in a ‘fair’. One game that belonged to me was the main attraction. Many people came to our stall…and did a lot of things. 3 older ‘neighbors’ split the money among themselves. All of us in smaller classes – below class VI – were left sucking our […]
A few days back I had to make an outstation trip. At the time of booking my tickets Jet Airways was on strike – and I was not sure whether it would be called off. And using this opportunity Kingfisher had raised its fare. It got me wild and decided to try Spice Jet. So […]