well portfolio construction for a retired person has to be done far more carefully than for a person who is working towards his / her retirement here is an article i wrote for Indian express http://www.indianexpress.com/news/retirement-and-portfolio-construction/749682/
The word SWR or Standard Withdrawal Rates is not an Indian term – at least I have not seen any Indian website or magazine use it…It is a UK or US terminology…let us see what it means.. It is the amount of money that you should be able to withdraw comfortably from your Retirement corpus […]
Does it sound funny? Well it is not – it is a Gandhian concept (for the more ignorant people, I mean Mahatma Gandhi, no relationship to Feroze Gandhy who changed his spelling to Gandhi). Mahatma Gandhi too would have had many small problems – stomach ache, headache, injuries – but he choose to concentrate on […]
For those of you who do not use what is parroting – it is repeating some cliche statements without understanding what it means. It also includes those statements which some of them may have no clue what it means. Let us take some statements which I hear…and some which are on the media: 1. Sir […]
I have nothing new to say..but surely this group is starved of ‘income’ and therefore cash flow. The markets especially equity markets love cash flow and certain cash flows at that. If certainty and cash flows are missing, the p/e takes a hammering…so the market capitalisation of the group is down…from great heights reached. Ok […]
What is tactical asset allocation? How is it even relevant for die hard BULLS like me who are 70% in equities in a down market and 97% in equities in a bull market? Well Tactical Asset Allocation happens when you pull out some money from equity assets and keep that money in other asset classes […]
A lot of the money that I handle directly (family only) and some people who claim to listen to me (I have no clue where they buy, whether they buy, or whether they have sold)…are bleeding because of these shares: Allied Digital (-67%), Arvind Products (-54%), Brand House (-34%), Crest Animation (-49%), Jupiter Bio (-39%), […]