Have you wondered why people make mistakes while buying financial products? Well here is what I think: 1. Products are complicated: Most financial products are complicated. This is absolutely necessary so that the charges can be well hidden. 2. Salesmen are always in a hurry: This is easy to understand. They are paid for closing, […]

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This is for all the kids I know. Some of them are smart, some very smart. However money management is not a part of their curriculum (really sad)…so here are some tips. You can use it or discard it….just my views: 1. Decide only on the big things together: The Rs. 800 T shirt which […]

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Well Anna Hazare is a tough nut to crack…and we have seen that: Manish the great spokesperson of Congress says: Anna should stand for an election if he wants to do something for democracy, OR HE IS ANTI democracy. I will let my brilliant readers decide between Manish, Kapil Sibal, PC and Amika Soni on […]

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I liked what Prashant Jain said in his newsletter and liked it a lot. It is a fantastic sales spiel that all equity salesmen can use. It also reminds me of what an editor of a leading Indian magazine once told me -‘Subra I have decided to do the story, now do not confuse me […]

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I move in a completely different social setting….but nowadays I am meeting some people with such ideas too: 1. Best jobs in India are in the Government: Parents (and therefore their children) who believe that the best jobs in India. Funnily this comes from the basic insecurity that private sector hires and fires whimsically. 2. […]

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We will now have a smear campaign against Anna and that will not be difficult. Let us see what all the Congress will say about him: 1. Anna eats non veg – this is not Gandhian. 2. Anna does not dare to create a team 3. Anna does not believe in democracy, he is a […]

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When Gandhiji fought for independence….he really meant people should be independent of MANY things…not just from the English: From Disease and Illness: Gandhiji is the only person in the world who said ‘you should be ashamed to say you are ill…see what YOU have done to your body that YOU became ill’. I did not […]

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