An interview with a Venture capitalist who works for an American Venture capital company, is influenced by John Bogle and John Naish. Surprisingly his conscience is still working and he gave a free and frank interview to subramoney.com. Any resemblance he has to Santa Claus is absolutely correct. Both are fictional characters. Read on: Sir, […]
My parents always managed to make ends meet, even though my mother was a stay-at-home mom and my father worked in a factory! Neither my sibling nor I did things like ‘tuitions’ and these kind of income supplementing stuff. Of course unlike many people of my father’s generation he did not have to support his […]
A few days ago India’s largest bank dropped its interest rates on home loans to 8%. This is nothing short of sensational – considering that at the same time one of the top Indian groups (let us say Bluest of Blue) are willing to borrow in the same market at 12% per annum! However, I […]
A Few weeks ago I had done a post on how to look at your personal finances like a corporate would. The suggestions were to learn what is burn rate, savings rate, take charge of financial goals etc. However many people have written in to say all this is too complicated. So I decided to […]
I wrote this article a few days ago. However the tense is the only thing that has gone wrong…so here it is… Soon a budget will be announced and the media will be all excited. There will be discussions, articles, chats, views on the budget. One such program was on air a few days ago […]
Here is a story …said in a very spiritual context. It is just as applicable to us as ‘fund managers’, ‘relationship managers’, ‘ifas’ or…what have you. When the markets do well, we keep saying ” I got the client 43% returns” if you are such a genius why is your portfolio in the Red this […]
The word risk is difficult to define. Just for this article I will define it as the ‘ability to lose capital’. Assuming this is the definition of risk, can you answer “how much risk can a person take?” For most relationship managers who have learnt ‘risk’ from high sounding professors (who have never met a […]