THIS IS AN ARTICLE ….. –    By Gaurav Rajput, Director Marketing, Aviva Life Insurance Warren Buffet famously shared, “Someone’s sitting in the shade today because someone planted a tree a long time ago.”  Indeed, what he said is true. In order to enjoy the benefits of a rich future, it is essential to start investing […]

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I had promised a few days back…that I will comment on the SBI ad for life insurance. Let me take the first 3 points today. Let us see: a. did we not know it before we saw the ad? b. Does it say anything new? c. Does it say how to react? Well read them […]

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SBI life insurance has come out with an ad which says – here is a list of 10 most important things that you should see before you buy life insurance. I am not getting into whether it is the correct 10 or there could be a better 10. My take is – this is a […]

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One more set of people who deserve to be cheated…… ‘Subra this representative came and explained the product to me…..I hated it. However as the bank was giving me a loan, I said ‘give me a LEAST damaging product’. He explained a product ‘X’ but i seem to have got product ‘Y’. Me: why did […]

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  You bought a policy in 2007 for a sum assured of Rs. 25 lakhs. You have paid premia for 2007, 8, 9, and 2010 by cheque. You paid the premium for 2011 by cash. Great, the policy is in force. In Jan 2012 you die. The family sees the policy and calls the agent. […]

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Come on you did not open this post to find an Investopedia definition of Life Insurance, did you? I recently came across a brochure by our reverend Regulator a book on Life insurance. I read it and knew that this was another obfuscation attempt and nothing else! Well let us look at what is Motor […]

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I recently met a life insurance agent who has been selling financial products for the past 13 years. His life has not been too bad. The agency commissions from life insurance, mutual funds, company fixed deposits, and certain other products has been his main source of income. His wife is not earning. With this he […]

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