I have a brilliant friend who has worked for many big and important media houses. He told me once – when he was heading a magazine – “I have made up my mind, please do not confuse me with the facts!”. This was when he was doing a story on mutual funds and unit linked […]

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Yesterday I ran the Standard Chartered Marathon. Maybe I used the wrong verb – I walked much more than I ran. However, there were some lessons. I had done the marathon in 155 minutes in the previous year (year 2008) and set myself a target of 145 minutes for this year’s marathon. However my sincierity […]

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This article appeared in the December issue of Money Today…. ON THE FUND HUNT P.V. SUBRAMANYAM, Financial Trainer If past records were enough to predict the future, the result of every match would be known even before it started. Similarly, if the past performance of mutual funds was the only barometer, no fund investor would […]

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Two or three days ago I had done a post saying “golden rules of investing”. Today I am going to add a few more: 1. Do not abdicate financial understanding: “I trust my adviser” is not always a statement of faith. In many cases I know, it is a matter of laziness or convenience. Do […]

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Continuing my post of 23rd (yesterday) ..remember the fundamentals. How much money you make is a function of how well you manage your money. Remember what Warren Buffet said about “financial derivatives” – he called them “weapons of mass destruction”. If bankers, merchant bankers and others are being bailed out – do not laugh at […]

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I did not know it would be so difficult to sound simple and uncomplicated. Many people have been mailing me, smsing me, calling me with questions is “What should I do, NOW ? The operative word is NOW. If you have been a long term investor you have seen the resilience of the equity markets […]

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Thanks to the fact that I do a lot of training, I do meet a lot of people. Right from the lowest end sales person (who could be a banker or an IFA) to the fund manager. In my personal finance class I meet a greater variety of people – from simple students to retired […]

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