I recently met a 85 year old man who has all his investments in bank deposits and post office deposits. This is a good portfolio – and he has about Rs. 12 lakhs. As his income is below taxable level he does not pay Income tax, nor does he file his IT return. He had […]

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Many people get scared when they are asked to think of retirement. I do agree that Indians are innovative and can come up with some nice solutions…here are a few that I have seen. 1. a widower living with his unmarried sister: it could never have occurred to R that a simple solution of living […]

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“My favorite grandson passed away……” read my sms – my neighbor of 40 years was sending it to me on Jhanmashtami. Hey Krishna what is this..was the only thing I could ask the Lord…this cannot be a birthday cruelty God..then I realised why I was at a loss of words. Orphan, Widow, Widower,…are all words […]

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