A few days ago I had posted a chart showing how the claims settlement ratio looks like in life insurance in India. LiC was at the top with about 97% and some of the newer firms were at the bottom at 50%. Of course it was a play on numbers and for the common man […]

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As a person who has spent upwards of 3 decades in Money related activities, it is fairly obvious that I have seen many financial mistakes. If I ridiculed a person and said ‘Idiot this is not the way to handle money’ he would have felt bad and just disappeared. So financial mistakes have to be […]

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One reader called this column “Malice towards one and all” . Sorry Kushwant Singh, you are not alone. I have also done a ‘Round and About’ and started in on a Saturday by saying…”All this is my own work…..”Sorry Busybee, sorry Late Beheram Contractor. Let us check out some history of investor protection. It is […]

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Regulators around the world like to use words like “bailout” in order to help failing institutions. Which kind of institutions get a helping hand? The honest ones? The fair ones? You got to be joking. It is friends and relatives who get bailed out! Freddie Mac and Fannie Mae kept telling the whole world that […]

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