Quite amused about the number of readers who said that the customer is well educated, can make well informed choices…Also many distributors believe that the customer believes them….I know of  many cases where they listened to their brokers…and really went broke 🙂 Here read about the great food fraud.. http://opinionator.blogs.nytimes.com/2011/02/22/how-to-make-oatmeal-wrong/?ref=global-home

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What is tactical asset allocation? How is it even relevant for die hard BULLS like me who are 70% in equities in a down market and 97% in equities in a bull market? Well Tactical Asset Allocation happens when you pull out some money from equity assets and keep that money in other asset classes […]

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No this is not an appropriate title…just a controversial one…. I was wondering what to title this article….decided on this one. Well in the ‘electronic age’ there seems to be a disconnect between the body of the article and the title. Let me explain. Vidya Bala is a very sharp journalist who works with Hindu […]

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Lot of young adults ask me “How to get Rich?” – and like I have always said..under their breath they utter “quickly”. Like one of the persons said ‘Sir when I say rich or wealthy..I see myself roaming the world in J class and skiing in the Alps, not sipping coffee in Switzerland when I […]

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Question: I’m a 56-year-old teacher and my husband recently passed away. I own the home in which I live, but do not have a pension or any investments. All my monies are in public provident funds, national savings certificates, and bank deposits. However, I will receive Rs. 20 lakhs from my husband’s life insurance policy. […]

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There are a few Golden Rules of investing…apart from the most important one..’The Man who has the Gold, makes the rules’ …apart from that the other rules are: 1. Do not abdicate financial understanding: “I trust my adviser” is not always a statement of faith. In many cases I know, it is a matter of […]

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I have been in the markets for a real long time. As a friend says when we entered the market flying was considered dangerous and sex was considered safe! I started learning about something called PRICE-DIVIDEND RATIO. I was told dividends are the only thing that a small investor knows for real, so he should […]

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