Not sure whether I have written about this friend of mine who does a very different type of SIP… He started his SIPs some time in 1998-9 and is now a ‘bhakt’ of the SIP concept. Let me explain how he went about investing. Let us say he started with a SIP of Rs. 2500 […]

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Everybody and his uncle and aunt wants to talk about the great Indian entrepreneur..and how he is great. Well he is not great, he is generally s…ed. If he had a choice he would be in a happy government job, assured of an indexed pension, take leave to see the country…and generally be counting his […]

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I know there are too many people in the world who would like to debate the existence of God. I am not one of them. I believe it is better to bet that he does exist. Because to believe that he does not exist is not a risk free idea. In case he does exist..and […]

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Ok the best offer for investing my money I have is about 12%p.a. – a transaction which gives me security, but not all of you can palette! No I am not taking the offer…because I have money for 10 years plus..and that in my mind is equity money. Am I worried about a fall in […]

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Mr. Subra my name is A…K. These are some of the facts about me. Please tell me whether I am on the right track please. Facts: AK is 52 years of age, works in a semi-government company. He has a house in Mumbai (current estimated worth Rs. 85 lakhs, located at Mulund). He drives a […]

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A lot of people who read my blog think I am against real estate. Far from it. I believe a lot of money can be made in real estate – surely greater than gold and debt instruments. Surely less than a nice portfolio of equities. However to make money in real estate the following conditions […]

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1. the 3G scam 2. many fertilizer scams 3. food grains – procured poor quality grains at very high prices. Now rotting 4. DGCA scam 5. Can get any loan for any amount from a PSU bank scam what is common to all these scams is simple. There is one babu who has a secured […]

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