Thanks to my degree, having been a member at the exchanges (albeit corporate), and having been in training, I keep meeting CXOs of mutual funds, reporters and journalists, life insurance companies – and a couple of times even banks.
Amazing how they can say the same thing…
– invest for the long term
-‘I am here to create an institution (3 jobs in 7 years, but what the hell)
– We are different
-What can we do everybody else is doing it..
-Subra, do you know that @@@ is a lousy product, will give a return less than PPF, and worse it will be taxable’ – within 3 months of saying ‘look at it as a debt product like a bank fixed deposit which will ensure that the TOTAL PROCEEDS ARE TAXABLE’ – what changed? Nothing, he had changed his job.
– IRDA has ensured that life insurance products have got cheaper, so you should recommend our product too on your website (PR head of a life insurance company)
-Subra, we have found a fantastic walk around the IRDA pricing mechanism there is no limit on the risk premium costs and rider charges.
‘Boss woh sab public ko bola theek hai..mera paisa kahan dalon?
‘I think SIP works…I have been seeing so many experts say on our channel….tell me will it work for me??’
‘Yeh sab theek hai..I have a good salary and I will invest only in PPF, and LIC…(will not name where, but he looks after equity).
can go on and on and on…If you think there are some contradictions, it is a coincidence. Sales people just parrot the same thing…so if you have heard any of these, it is just a coincidence again!!
I know agents too read this post…well these brilliant jewels are what your bosses’ say when they meet others…immaterial of what they tell you..
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