Sunday..thoda sa philosophy! When ‘WM’ died and went to heaven, she was not very happy. She spoke to God and wanted to know how come she did not get many things in life that she wanted. God did not say anything. He just smiled at her and said ‘Kid go around Heaven and see everything […]

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For many people doing their MBAs and CA there is always a challenge in defining financial services. Let us see what all financial services includes in India (as of now). Well it includes the following: Banking Life Insurance General Insurance Capital Market Services Mutual fund Leasing Hire Purchase Securitization Credit Rating Venture Capital Factoring Services […]

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Is it possible for anybody to hurt you? The answer is actually NO. Normally we allow the other person the ‘right’ to hurt us. This actually happens by being too ‘attached’ to that person. ‘Attached’ is a funny word – it actually means you like that person, like to see him/her happy, laugh and cry […]

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Every business – rather every social science (and loosely Investments are there) has some rules. For the vast majority many of these rules are very important. However sometimes it is necessary to go beyond the rules, break some rules, etc. to make money. This is what I am trying to say in this cover story […]

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I had this on my facebook page and many people liked it…as always it is not original… “In life God does not give you the people you WANT, instead He gives you the people you NEED.  To teach you, hurt you, love you, guide you, desert you – and make you exactly the way you […]

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Recently, a friend of mine wrote a cheque for Rs 14,45,000, the sum total of the hospital and care bill for his father. And this amount was spent in less than six months. At least, this friend works in a great company has a great salary, and a very, very high savings (and investment) rate. […]

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Nothing original in this post! Just doing a cut n paste of an email that I just received…. “As you are aware that w.e.f 1st January 2011, KYC is mandatory  for all investors, irrespective of amount of investment. Please find the operational guidelines as well as revised guidelines for Micro SIP. I) KYC will be […]

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