If you read my blog regularly you must have seen I buy, read and review books. Last week I was at a book exhibition generally lounging. Two incidents at the exhibition were amusing. One lady (well I am terrible at guessing age) wanted to buy books on ‘Dealing in the share market’ – clearly a [...]
Why Women Need To Plan More Than Men for Retirement Men and women may not be on equal footing when it comes to investing for the future. On average, women work fewer years and earn less than men, but they also tend to live longer. Therefore, women must focus on the concerns that are unique [...]
Are we in a slow down or in a recession? Well if you have to believe some of the optimists we are long OUT OF the slow down. There are some people who believe that the mutual fund industry and the life insurance industry are booming – which means people are still investing, so there [...]
By the time you read this you will know who is India’s next prime minister. However I am writing this at 8 am on 16th May. CNN IBN is not a channel of first choice – especially when there is an election. However while flipping channels I came across this channel where Rajdeep Sardesai was [...]
If you are associated with financial services you know ‘misselling’ is a major problem. So I decided to see how much of misselling happens in other products and is it as damaging. The answer is a resounding yes. The financial services sector has regulators (RBI, SEBI, IRDA) who at least make some noises about misselling. [...]
Financial planners, mutual fund sellers, bank RMs, all of them have a knack of racking up a large number when it comes to your retirement corpus! Normally they do this so that they can galvanize the client to act. However, from what I have seen it normally has a negative effect! When people look at [...]