Have you ever been tempted by newsletters, sooth sayers, channels, websites offering you immense riches by “timing the market”? I bet you have been. Each year millions of people (worldwide) spend ‘000s of dollars to subscribe to newsletters, email services, sms alerts, phone calls, etc. trying to beat the market. If you see the long […]
A few days back you saw the posting of a kid girl who had spoken about her financial life – and how a mess was created. So here is the solution to the problem. Before I start, let me be clear that this write-up is not a plug for sympathy! I am just intending to […]
“I have invested in M/F near 2.9 lacs in various funds in various firms. Now NAV of all the funds is lower than the NFO. It is worth about Rs. 1.9 lakhs. Should i continue or exit?” In such extra-ordinary times this is a pretty normal question. All those investors who were brave in Jan […]
This Children’s Day, I could have started saying “Pandit Nehru was born on 14 Nov. 1889 at Allahabad. He was fond of roses and children…hence this day is celebrated as Children’s day…!!” However, lets us see what we can teach our kids about money… These given pushy parents and super pushy media, there is a […]
So here is Children’s Day – a good day for parents and children to take stock financially speaking! Most parents like to think they are helping their children by helping them financially. Especially if you are doing well – but in many cases even if you are not doing so well. Take the case of […]
If the market goes up 3 days in a row, i get emails / queries asking “Is this the end of a bear market”. UNfortunately I do not have any simple answers. First of all the market does not announce the starting of bull / bear markets. Pundits have chosen the names and almost always […]
If you have wondered what makes mutual funds less risky than direct investing is the fact that a fund manager has to construct a portfolio. However, the fund manager should not get carried away and put too much money into one company..or cause such harm. So the law has put some restrictions as follows: Minimum […]