I did not know it would be so difficult to sound simple and uncomplicated. Many people have been mailing me, smsing me, calling me with questions is “What should I do, NOW ? The operative word is NOW. If you have been a long term investor you have seen the resilience of the equity markets […]

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There is no single or fixed location or exchange where debt market participants transact. Also very sadly small investors have no role to play. Which means as a lay investor you can invest in equities (far more difficult to understand) but cannot invest in debt markets (easier to understand). Dealings are done over phone, and […]

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One of my popular posts is “life insurance simplified” so I thought I will continue to use the same tag line for all my 101 lessons! The number of journalists I know is going up, and the questions I get from them is stunning. The latest – “If Hdfc bank pays 3% interest on a […]

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I normally do not put such quotes on my blog. But Marc Faber’s comment about the bailout was just too good. So here it is: “Dr Marc Faber, the investment guru commented on the American Economy as “The federal government is sending us a $600 rebate. If we spend that money at Walmart, that money […]

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Many people have asked me “Should I keep all my money IN CASH – is it the best asset class at this time? So, I have been struggling to answer this question..and have instead said this – Cash is surely one alternative – but please remember there is a huge amount of risk in terms […]

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· Right of “Proportionate Beneficial Ownership” · Right of timely services · Unit holders entitled to receive dividend warrants within 30 days of date of declaration Unit holders have right to payment of interest at 15% p.a. in the event of failure on the part of Mutual fund to dispatch redemption proceeds within ten working […]

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Mutual fund regulatory environment REGULATORS IN INDIA · SEBI – The capital markets regulators also regulates the mutual funds in India. SEBI requires all mutual funds to be registered with them. SEBI issues guidelines for all mutual funds operations – investment, accounts, expenses etc. · RBI as supervisor of banks owned mutual funds – As […]

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