I get many invites these days – and I thought it was as a blogger, but this was different. I was getting invited by a ……… (no I will not name them) to a FREE seminar which was covering the following: Fund Manager’s view on the current equity market Fund Manager’s view on the current […]
For the embedded value of the life insurance company, asset management company and others..including the market value of the investments ….the Hdfc Ltd. share should be quoting at Rs. 3000 at least. Why is there such a 50% discount? or even more? I actually do not know and keep wondering whether it is because of […]
If you saw pictures of ‘famous’ people born in the early to mid 1800s you saw them with long beards. Till of course 1900. When 7 o’clock, and other brands of blades had to be marketed, they told you (very convincingly) that beards were gross. It worked. Gillette is the biggest beneficiary of course. Then […]
Payal and Tarun were very happy. They had just finalized a house costing Rs. 1.4 crores where they had taken a Rs. 1 crore mortgage loan which both of them were to repay over the next 23 years. Excellent considering that they were only 23 and 29 years of age and could afford that EMI. […]
This is an awesome Bank-Customer Relationship story… A client of a bank had about Rs. 7-8 lakhs in the savings account. The Relationship manager moved it into a mix of mutual funds – equity about Rs. 1L and debt funds about Rs. 7Lakhs. After sometime this man wanted to buy a car and also needed […]
Do we really know how much of life insurance do we need? Do we need a Financial Planner to tell us that? Why do all articles push financial PLANNERS so hard on us? Is there a big paid media move to make us go to a ‘planner’ a new found profession? People like me […]
Was speaking to a senior person in the life insurance business. Interesting times indeed. Sales are down, and you think ulips are not selling? You gotta be wrong. This company has appointed a big National Distributor to sell their products. Obviously they are selling wrong. Clients signatures are forged, signatures are ‘photoshopped’ on the form, […]