it is always difficult to make a pitch for the average reader. I have no clue who is the average reader of my blog is. I know that there are PhDs in finance, Physics, Chemistry, Mechanical Engineering who read this..I know there are kids in class 10 who read this..so Yesterday I got 2 mails […]

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I started out in 2007/8 writing this blog. It has been more challenging than publishing a book(s). Now after about 4000 odd articles I realize that I have written about everything that I know (or I think I know). Frankly there is nothing NEW that I can write, I can only hash and rehash. People […]

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Caveat Emptor ….is of course Buyer Beware…for the readers of this blog… Subramoney.com is a blog run by P V Subramanyam a graduate of Mumbai University. That is the only qualification he has…of course he has passed a few exams on accounting, cost accounting and secretarial functions. He is also trained as a lawyer. This […]

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I got scared when somebody came of Facebook and said ‘Subra said Life style creep should not happen’. HEY that is now what I said. A financial planner or a blogger cannot decide what you should do in YOUR life. As a blogger / financial calculator provider I can only tell you the financial implications […]

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I am asked the following questions very often: -Will you advice me on Portfolio Management of Direct equities? -Will you be my broker? -Will you just tell us what you buy and sell? I have said no to all this – and do it every week!! Let me tell you why. Portfolio Management is an […]

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Amazing how when people read something, their guilt pangs are tickled :-). I see exploiting children, exploiting wives, husbands, parents, in-laws, siblings. I dare say I interact with far more people than many (or most) of you. Please do understand that the fact that YOU are an exploiting parent does not mean that there are […]

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Hi Just trying to see how useful this blog has been in general…. will you please 3 questions? a) what is the best investment / saving advice that you have received EVER? b) what is the best investment / saving advice that you have received FROM THIS BLOG? c) Other than ‘best stocks to buy’ […]

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