Hi

Just trying to see how useful this blog has been in general….

will you please 3 questions?

a) what is the best investment / saving advice that you have received EVER?

b) what is the best investment / saving advice that you have received FROM THIS BLOG?

c) Other than ‘best stocks to buy’ what else do you want to see on this BLOG?

thanks.

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  1. Equity is a must. Need to expect long term benifits.Need to monitor atleast for once in 6 months.
    Term insurance(pref-online), mediclaim(apart from company’s) is important.
    Need to make income from alternate resources other than monthly income from company.
    One house(To live) is enough in real estate investment.
    Dont put all money in equities.

  2. (a),(b) – tough. learned a LOT, a LOT from here.
    (c) –
    Real life stories – this actually gives a big lightning jolt as they are real .
    Mythological stories – Stunning . Jealous Gods giving a sword (FnO) to a saint (Doc) ruining him . Birbal’s horse which will fly after 30 years (empty promises) …. Will never forget .

  3. a) what is the best investment / saving advice that you have received EVER?

    1. I read many blogs ; save save ; and start early

    b) what is the best investment / saving advice that you have received FROM THIS BLOG?

    actually I read many posts from this blog. I will rarely miss post from this blog

    1.save and start early ; invest in equity via mfs or direct or index ; don’t invest too much of your net worth in real estate. be patient and look in a long term. avoid ulips. spend wisely. health investment in the initial years will save a lot of doctor expenses in later years. knowing information is waste and similar to nike ” just do it ”

    you are one of the reason for enlightening about personal finance.I am now 24. I have been following you for past 2 yrs.

    I am not going to any of the financial planners and do I my own planning with many blogs help. but it takes longer time in alinging our family old investment with the goals.

    I am ready to pay you . kindly review my plan and tell me anything need to be changed.

    c) Other than ‘best stocks to buy’ what else do you want to see on this BLOG?

    stock investing – fundamental analysis, intrinsic value of stock

    would like to hear more

  4. 1. First of all make a start . ie start saving by cutting down on unecessary expenses.

    2. Do not copy others blindly & make your own investment decisions with detailed homework.

    3. Importance of behavioural finance in Investments.

  5. 1. Compounding is Magic!
    2. Compounding is Magic! Start Now!
    3. The questions / articles you use to provoke us… you normally leave them open ended. Would love it if you revisit them, and provide us with your views.

  6. Hi Subra,
    Here’s my feedback:
    a) what is the best investment / saving advice that you have received EVER?
    Compounding wonders and SIP

    b) what is the best investment / saving advice that you have received FROM THIS BLOG?
    If you cannot read and understand the balance sheet, better stay out of investing in stocks directly

    c) Other than ‘best stocks to buy’ what else do you want to see on this BLOG?
    Steps to research stocks and to find its intrinsic value.

  7. 1.save as much as possible for your retirement.
    2.I learned All the basics of financial planning 3.how to reverse engineer ULip

  8. The best saving advice EVER was from THIS BLOG!!

    Invest in MF’s long term,power of compounding and getting yourself an online term policy. I have surrendered 2 ULIP’s. Another important aspect is to move your investments to safer instruments like FD’s etc two – three years prior to the goal. Infact, i have suggested this to my parents as my father was due for retirement.

  9. Dear Subra sir,

    a) what is the best investment / saving advice that you have received EVER?
    The power of investing in SIPs, in the long term and staying invested in a good MF.

    b) what is the best investment / saving advice that you have received FROM THIS BLOG?
    The importance of a good professional IFA who looks out for my well being.

    c) Other than ‘best stocks to buy’ what else do you want to see on this BLOG?
    A little more specific details. All you posts are at the meta level, like X are good, some Y are bad, etc. If you can be more specific, it would really help. May be you don’t want to be specific in your criticism to avoid a backlash, but atleast when you are being complimentary about public entities like MFs, you can be specific. For a man with your set of opinions, you gotta take a stronger stand!

    Thanks for all the information. Best wishes.

  10. I got clarity on why we need to do following from this blog.
    Why we need to buy only term insurance?
    Why and how we need to invest in equity/mf?
    Why we should not rely only on real estate investment?
    Why and how to take care of our health/lives :)?
    Why we need to plan for retirement?

  11. a) Equity is for the long term (SIP)
    b) Scott Adams simple indianise version by you. (Good and Bad about financial planning and taxation).
    c) Honest professionalism and your perspective on everything.

    God bless you.

  12. a)Use common sense and more importantly what is common sense and how to activate common sense.
    b)same as (a) above.
    c) There is a dialogue in the movie “Gangs of Wasseypur” , Ki tum se na ho payega,
    🙂 🙂

  13. A. Neither a borrower nor a lender be. Never, ever spend more than you earn.
    B. My “children” understand finance better (I hope) after I have introduced them to http://www.subramoney.com.
    C. Target the 20-40 year olds. Write about finance / fitness / mistakes you have made and lessons learnt.

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