I have an Icici bank credit card with a small limit – under US $ 1000 – and I use it to the fullest possible extent. Lotsa travel, cell phone bills, net based purchase…etc – but sensibly pay off in full. I never need to exceed the limit – and most of the times I […]
I met a very very evolved personal financial planner – and a wealth manager too. He was going through his past actions and telling me how he would have done some things differently. When I heard that I realized how difficult it is to be a personal financial planner with a conscience, with ability to […]
There are only two types of players in the market – Investors and speculators. Of course for many of us the line is very difficult to draw on a transaction to transaction. My investment in Hdfc clearly is as an investor, and my investment in South Indian Bank was as that of a speculator. However […]
Let us accept some facts early on: There are more bankruptcies than billionaires… We do not have any data about Indian investors, but MORE than agree with Sucheta Dalal and Moneylife that the number of investors have dwindled. This is terrible for the economy, but clearly a regulatory failure. Since we do not know by […]
It is already 15 days into the new year …and some of your resolutions are looking like ‘OMG did I really make it?’…let us see what can be done to make them stick. 1. Know why the resolution was made: If you said ‘i will get fitter’ – it really means NOTHING. Absolutely nothing at […]
I have no love for Narendra Modi. However when I heard the real reasons for the US refusal of his visa (it has nothing to do with his so called anti Muslim attitude), I was shocked. No. I am not willing to put it here – simply because the source is trustworthy, but I will […]
This is a result of being in the 4th decade of my investing life. Not all the lessons were personally learnt – some where learnt from the reading, teaching, talking, dreaming, writing, commenting about investing. So if you see some points from other authors, writers, commentators do not feel outraged. We both may have […]