Most of us earn a living, and we work to earn a living. So salary is also a big help in the process.

However creating wealth is not just a function of our salary. It is a function of mindset. In case we decide that in the long term we want to create wealth we behave differently than when we think we live on a day to day basis with our monies.

Salary is just a tool.

In case you get a good salary but do not save (or invest) anything your ability to create wealth is seriously eroded. For a person who earns a small salary but has the investment and wealth creation mindset, he (or she) will do SIPs, reduce the risk in the portfolio, work with a proper plan….etc.

So change jobs to create better work environment, to grow in your professional life, to learn, etc. but to create wealth have a wealth creation mindset, INVEST IN FINANCIAL EDUCATION, invest in SIPs, understand mutual fund and unit linked fund cost structures, have an investment plan.etc.

Ask questions, send a mail to – I may take time to respond, but I normally do respond!

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