“Does my family really need Rs. 4 crore on my death?” When I suggested Rs. 4 crore as sum assured for a customer, this was his immediate reaction. Typical of us, I thought. When a sales person gives us a product/scheme our first thought goes to the ‘commission’ he or she makes. I keep wondering […]

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My name is P V Subramanyam, a Chartered Accountant by qualification and a financial trainer by profession. To make money you need simple ideas and discipline. Hopefully that comes out in the blog. After a 20 year career serving in the trenches of the financial services industry – from Equity broking, mutual fund advising, corporate […]

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