Predicting is risky, especially if it is about the future. – Anon I said Anon because too many people have attributed it to Mark Twain, Oscar Wilde, etc. And the truth is, I do not know who said this, but it is an awesome statement. Having said that let me predict certain things that will […]

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This is not restricted to US or India, it is a world wide phenomenon, but let us take a hypothetical case of a nice honest, hardworking lower – middle class American. He started life long ago and lived in the usual American style. Let us say he took a huge mortgage and bought a big […]

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