For many people, especially, in Real estate investments, returns are always in 2 digits and this over 30 years of time. I have found it futile trying to tell them that this CANNOT BE SO. So long ago I had asked for our Calculator King a.k.a Pattabiraman to make a Real Estate Return calculator. The […]
Learn a few words here and there – let me help you: – start early, compounding, equity is for the long term, FMP is better than bank fixed deposits, Debt funds are more tax efficient, exhaust your PPF limits, buy only term insurance (but please buy endowment plans from me, because they are not unit […]
Hi Just trying to see how useful this blog has been in general…. will you please 3 questions? a) what is the best investment / saving advice that you have received EVER? b) what is the best investment / saving advice that you have received FROM THIS BLOG? c) Other than ‘best stocks to buy’ […]
First of all remember that all people claiming to want to teach you personal finance are not here to teach. Many of them are here to peddle products. I am not against peddling of products, I have done it in the past, and would happily peddle something or the other. Financial planning should be planning, […]
When somebody asks you a question like this, what can you really say? I have seen Suzie Orman say “you have $ 59,000 in a Roth IRA, you have………blah blah….” so go ahead and you will be able to afford it! I would like to take a slightly different route. Let us say the person […]
People have been asking me to write about Equity Research…and I cannot even make a list of topics in Equity Research, because it is too damn vast. So let me try to say what are risks that a common man / lay investor should avoid. This is the first among them…. IPOs are priced in […]
Been there to speak about ‘Securities Law and Capital Markets’ – told them to please get the basics right….