“Whatever I do, my weight does not come down” and “Whatever I do I cannot reduce my expenses” – are commonly heard statements. If you are a doctor, a wealth guide, a financial planner, …you hear both of these statements. Normally people do not write down diligently what they earn, spend and invest. Similarly […]

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  What is a demat account and why it is required? Shares and certain securities are held electronically in a Dematerialized (or “Demat”) account, instead of the investor taking physical possession of certificates. A Dematerialized account is opened by the investor to convert his physical shares to the electronic mode of holding.  The Dematerialized account […]

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In the past 7 years the Sensex has not really gone anywhere! You could not have believed it in 2007 if I had told you “Well the Sensex is at 21,000 and it will remain here for the next 7 years”. Well I would have been right at least till the 8th of Feb….not sure […]

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  Was at Ahmedabad – and was amazed to see that there is a new generation there which does not want to come to the Equities Market – really sad. Thanks to the short term memory – thinking that in the last 7 years the market has gone anywhere, these kids are staying away. hmmm

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I have no clue why there is so much of noise, sound and fury about life insurance mis selling! Is there no mis-selling in life insurance? heavens no, there is, but have you really looked around? Have you seen mis selling happening in the following areas: Medicine, hospitalisation, education, food, pharma, holidays (ask people who […]

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http://www.moneycontrol.com/video/stocks-classroom/what-isstockshare_1038019.html  http://www.moneycontrol.com/video/stocks-classroom/why-should-i-investstock-market_1038021.html

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When we plan for any event we tend to look at: a) our own past experience and b) our parents, our elders, etc. see what they have done. So how should we at say 40, 50 or even 55 plan for our retirement at say 60? I mean financially? The normal thing is to go […]

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