When you talk to people who are say 22-30 years of age, you are normally prepared for all kinds of reactions, right? Well one 27 year old girl had this brilliant conversation with me, and I am reproducing it more or less verbatim: G: Subra Sir I need to invest Rs. 80,000 for my 80 […]

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Why do you not start Investing Rs…………… in a SIP? Ask this question and the lies that you hear are amazing. Most of the lies are what people are telling themselves, and here are some of them: 1. I just cannot afford it! Really? On a combined salary of Rs. 19,00,000 per annum, you cannot […]

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Let us see what happens when a HNI wants to build a debt portfolio of his balance sheet! Why only a HNI? Simply because a not very rich person may be happy with 4-5 PPF accounts (into which he can invest about Rs. 2-3 lakhs a year), some bank fixed deposits, etc. However for a […]

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What is an IPO? IPO stands for Initial Public Offer. When a public limited company needs money for its own expansion or its shareholders require a market or liquidity for the shares that it holds, the company makes an offer to the public to invest in its shares or debentures. Such an offer is called […]

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Let us assume that your grandfather / father bought a space in South Mumbai or Delhi for Rs. 100,000 way back in 1940s… Your father’s practice as a surgeon was very successful and he added some more space to that. Now you are 54 years of age and you are also a surgeon – as […]

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here one more episode on life insurance mis-selling…. Priyanka is one of the voices in the life insurance space – and has scored some amazing successes with her program ‘Pehredar’ here is one episode..   http://www.youtube.com/watch?v=xmssJG9J_U4&feature=youtu.be  

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we are talking about a client who had been cheated off Rs. 25,00,000 subsequently HE GOT THE MONEY back thanks to Pehredar….Priyanka…   http://www.youtube.com/watch?v=_azvoVnqYwo&feature=youtu.be  

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