Here I am taking a more philosophical attitude towards these 3 words, not just their commercial meaning. Spending: When you incur time and money on yourself it is normally called spending. Well let us look at it this way. What you spend should do good to you. Is this a fair definition of spending? Assuming […]
The young kids go through a lot of spending peer pressure. The places where they eat, the brands that they buy, the shops that they buy from – all are ‘peer-decided’. However many of these kids go through a lot of stress. 2 girls earning Rs. 25,000 per month may be having very different needs! […]
Narendra Modi as India’s Prime Minister? Many people do not want him there, and there are many people who want him there. This post is not about that. This post is about the anglophiles, and anglo subservient people at the top in India. They think that SPEAKING ENGLISH is a skill which is essential in […]
“ICICI Bank Mr.P ………Branch, Regret to state that I am totally disappointed withe the level of service for the past few months. I had requested for opening of a new DEMAT in my single name . On 30th Jan 2014, I had paid Rs X and signed all documents as were required by you. When […]
It is quite surprising as to why India does not have Target Date Funds. Of course it is a great opportunity for the Financial Planner to use ‘Family Solutions’ kind of a plan of Franklin Templeton to create ‘Target Date solutions’ and plug in the loophole. What are Target Date funds? If a person wants […]
When a fund house becomes very big and one of its schemes becomes very big there is a chance that it will get watched. Under intense scrutiny it is not always easy to perform well. Prashant Jain is an exception of course. I have my own MONIES in top 200, and have bravely recommended it […]
After saying nice things about a public sector bank manager just YESTERDAY….here is some non flattering stuff. First of all let me start by saying, IT IS ALL MY MISTAKE. I love procrastination and almost paid a 6 digit price for that. Well, God helped me I guess. ON Friday My great PSU bank assured […]