When you have been sold a bad financial product, what should you do? Complain, right? NO. People do not. They treat it as ‘bad luck’ or justify saying ‘Oh Subra it is only Rs. 55,000 per month premium’ ..I mean anything except ACCEPT THE FACT that they have been had. Many of them do not […]

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The easiest thing to do was to predict – in the 1980s and even in the 1990s. However now with the electronic media keeping tabs on your writings predicting has become difficult, if not downright risky. Still I am willing to stick my neck out and say the following: 1. The US interest rates are […]

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It took Shakespeare to say you can flatter a man by saying ‘You are so simple, you cannot be flattered’. I am not so humble…and hence this post. I know, I know, I should not be putting it here, but hey not even a learned man like Ravana could conquer his ego. I am a […]

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I am not sure this is correct, or that I am speaking on behalf of all the investors in the country….but generally based on some random feedback: 1. Most clients expect the IFA to be polite: If the client has been cheated / looted by the Bank, keep quiet about it. Especially if it is […]

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I am not sure whether I should have said – do I really teach? or Can I really teach? If I stand in front of a class and expect to ‘teach’ something, am I cheating myself. Why are cheating and teaching anagrams? Seriously, I do not know whether I can teach anything to anybody. Or […]

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D0 you know what is the Wimbledon effect? Well it is the location – the Wimbledon is in UK, but no Englishman ever wins it !! Similarly when the Indian stock markets go up, the participants are mostly White men in US or UK. Why are Indians shy of investing in Equities? Well Sucheta Dalal […]

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This is a fantastic headline to catch people’s attention, that is all. I have no clue whether the market will go up, go down, remain sideways,….NO CLUE at all. I mean it, really. I was in a bank class when the index had reached 10,000 (year 2008 I think?). One of the kids asked me […]

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