As human beings we do not understand risk much. Our brain gets excited when Tragedy is combined with Mystery. And we have no clue of what is tragedy. The Jury is still out on whether death is a tragedy! We worry about ‘risks’ that hit us suddenly, in big numbers (air crash), mysterious (nuclear leakage), […]

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Many people do not know the word asset allocation. Recently I have been talking to reasonably successful people who have achieved fantastic financial success but with a breathtakingly risky portfolios. This is like saying ‘I drove from Mumbai to Pune in 2 hours flat – I drove at a speed of 120 km per hr.’ […]

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I recently got an offer on email. Somebody was offering me a news letter which promised to double my money every 2 years. Got me interested in the model. Here all I had to do was to put just Rs. 10 million into this scheme. In about 20 years time I would have about Rs. […]

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Let me use this article to answer a few questions. Will Hdfc Ltd. be merged into Hdfc Bank? If yes, when? Will the ratio be favoring the bank or will it be favoring the erstwhile parent. A brief introduction: Hdfc Ltd. is a company formed in the 1970s – and its first public issue was […]

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Many people ask me this question. Subra why should we invest in equities and equity funds only? My logic is simple. You save in post office instruments, bank fixed deposits, etc. You invest in asset classes which fluctuate in annual returns. So when you put money in equities, gold or Real Estate you are investing. […]

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this is a very old article….but still worth reading …nothing really changes, does it? this was written FIVE YEARS AGO…in 2009….   The cheer leaders are screaming once again – welcoming the 10,000 index. Whether it is television, print, or the internet – all of them have headlined the great reclaiming of the 10k index. […]

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I have not been a blog very famous for its humility.  Let me also say that I try to concentrate on wealth creation and do not really write too much about live frugally, spend less, etc. One of the kids I know (too lazy to search through the archives I guess) wanted some tips on […]

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