It took Shakespeare to say you can flatter a man by saying ‘You are so simple, you cannot be flattered’.

I am not so humble…and hence this post. I know, I know, I should not be putting it here, but hey not even a learned man like Ravana could conquer his ego. I am a mere mortal, am I not?

To Subra

Dear Sir,

I read your post yesterday, and for the first time, in the really long time I have been reading your blog, you genuinely shocked me a little bit.

The post seemed a little out of sorts & and a little down to me. As if, you were really doubting your worth as a teacher

For a little bit, I was back in school, to when my teacher’s “Teacher” mask would slip a bit & I would get a glimpse of the person beneath.

You say, all learning is caught, but what drops of water will I catch, or run around under, if a fountain does not rain down on me?

I am a prime example of the student you speak of. I am a smart alec, autodidact. The teacher does not matter, since I can find everything online and I can teach my self vitually anything, I put my mind to.

Or can I?

And to me, Sir, the answer is No.
And that’s because I have been fortunate enough to have people in my life who have taught me so well, that I cannot imagine life without what they taught me.

  • Maria Barrot, taught me English & persistence.
  • Sunil Varma, taught me Digital Electronics & the importance of always being learning.
  • The two priciples, I do my consulting with, for making me worldly wise
  • Manish Chauhan, ostensibly taught me how to get out of debt, but was actually teaching me how to help people and how to be a more giving person.
    Goddammit Manish, put an ‘about us’ on your site. I hate linking to Linkedin! 😛
  • My parents!

And finally an old guy called P V Subramanyam who says he makes smart people richer.

I found you because Manish kept linking to your articles.
I stayed because you tease, insult, joke, criticize, poke, but hey you also teach.
If it sounds like you said that, you did 🙂
But to me, the most important fact is that you stay real. You are yourself – honest, true, transparent with no agendas, save self improvement 🙂
You taught me money is not the end all and be all of life, but that improvement is holistic.
And most importantly, you goad me into thinking for myself and you taught me how to reflect.

So while, some might copy a few words here and there, they can never be you.
And while while I might learn something specific from somewhere, nothing can ever replace the love and attention and the wealth of knowledge, a good teacher can shower on you.

You are a teacher, not because you “teach”, but because it is just who you are.
You are not just my Dronacharya, you are also my quirky Mr. Chips 🙂

Stay the same, Sir! And thank you so much, for all that you do.

With the best of regards,

I remain,
your humble student.


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  1. Sir,
    aptly put by this person.. you a blessing to many young idiots like us.

    helping us see the mirror, accept our weaknesses and stay grounded out of debt and away from ULIps and of course be in equity.

    thanks a million sir.

  2. Dear sir,

    I learnt not only about money but about life from you.

    You are a teacher, a mentor and a guide.. although u may not know many of us personally…but you easily connect & relate to us directly..Thanks for you blog sir.

    Everyday when i pass through LBS marg ghatkopar for office…I see each shop to try to find your office. Just want to see you personally and touch your feets.

    Keep blogging sir.

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