Indians first went abroad to the West Indies, Malaysia, Sri Lanka…..then the educated ones went to UK and USA…then of course came the Gulf boom. Aditya Birla took the Birlas to South east Asia, his son prefers growing outside India. Ratan Tata ensured that the Tata group revenue in Rupees is much lesser than the […]

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Normally you end up with classmates, neighbors, cousins, colleagues – and you dip into this for your best friends, right? Well almost yes. However today it is possible to have ‘friends’ numbering 154,000 on FB and knowing about 133 of them. Also you could get into ‘interest groups’ and find about 1000 friends interested in […]

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http://www.youtube.com/watch?v=3rWv0tkbNwg  

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What is a regulator supposed to do? Protect the end user, right? WRONG. Completely wrong. Protect the manufacturer, the agents, the employees – and ensure the inefficiency in the system is expensive. And make sure that the price is paid for by the end user a.k.a customer or the aam aadmi… If you were running […]

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What triggers of the need for a personal transport? Is it the transport or a social requirement? Well these are the things that I have heard from people who are not capable of paying themselves first (http://www.subramoney.com/2013/02/pay-yourself-first) . Interesting reasons….   1. Sir, all my batchmates have bought a car: this happens when a kid […]

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for those who are not tired of reading me…the horror of watching me   on Pehredar with Priyanka Sambhav 17th and 18th…. An exclusive programme addressing consumer grievances and protecting their interest; Aired on Saturdays at 3.30pm & 8pm and on Sundays at 1pm & 9pm….Cnbc Awaaz   u will be able to read about […]

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“Subra, I met this Financial Planner and he has offered to do my financial planning for a fee of Rs. 24,000 – I can afford it, is it worth it?” was a call that I handled this week. I said: Gee, frankly I do not know. It takes a great mind to say “I will […]

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