The perennial search for quick money takes us through lot of unknown routes. And for people who are not from this industry the shorter paths look far more promising. So if somebody suggests a flower exporter or a speciality hotelier the chances are we fall for it. Think hard how much money can these companies […]

Read More →

Forget big bang things – Corporate India will take what it wants. The Finance Minister will ensure that the companies and big groups will exert enough pressure on all of you for all it wants. Do these following things for the common man: 1. Create a separate bank not too much bothered about profitability so […]

Read More →

lots of young Indian boys can never turn entrepreneurs simply because – no father wants his kid to marry a ‘business’ guy – his own parents want him to buy a house (because when they were young they struggled to buy one) family generally believes that if you have a nice degree and can get […]

Read More →

Teaching is always a difficult job. If people want to learn, you can take the trouble to help them learn! So whether it is telling your children the ‘benefits’ of eating vegetables or repeating the Mathematical Tables everyday or going to bed early, or reading vs watching TV debates – all are a little tough. […]

Read More →

Here are some generic tips for buying / investing in a falling or a bear market: 1. Take a deep breath: when it looks like the heavens are falling, and everybody is selling, having a calm mind is important. 2. Remember Mutual Funds have no choice of what to sell and when to sell. They […]

Read More →

Many kids I know come to me and say ‘I wish to open a brokerage account to buy and sell shares’. Knowing their market knowledge and patience levels my usual advice is ‘No, do not you will lose money’. After that I do not much care what happens. Many of them do open an account, […]

Read More →

I liked this letter from an IFA to his client, which he was willing to share with me: Dear Sir, I am happy to be of service to you, and here is a small introduction to my services. I am thankful to Mr. Ravi for referring your business to me. This business, like your legal […]

Read More →