I find the following situations odd…when professionals say something and do something else….! Here are a few examples known to me: A trainer in a life insurance company who trained sales people for selling ULIPS – BUT WOULD NEVER invest in a ulip or a mutual fund. She would invest only in bank fixed deposits. […]

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when you write a post you have no clue whether it will be popular or not..so here is an annual review (i do it many times but the articles chosen are always over a period of one year or longer) there are huge advantages of being in a fund instead of a fixed deposit. The […]

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If I were to write a book on personal finance, personal fitness, diet….I would love to call the book “Take Charge” Simply because that is exactly what you need to do with your health and /or your finances. Also only when you take stock of the current situation (i.e. make your balance sheet) will you […]

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One more nice middle class myth, please break it. How many times have you heard this…..For girls PSU bank jobs are fine – there is not much work, there is a good salary, job security, LTA, and a lot of time to look after the house. All of it is wrong. In a typical PSU […]

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It takes a complicated mind to understand that Simplicity is the Ultimate Sophistication. If you go to an investment consultant ask simple questions. But hey, let us step one step back. Do you know that getting rich is not rocket science? It is simple and straight forward? You need to get a couple of equations […]

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  I have been bursting crackers now for a few decades and obviously have some ‘cracker’ wounds, but nothing serious. About 3 years back my daughter’s teacher told her “when you go to burst crackers you should carry a bucket of water…just in case…” So in the first year my daughter carried water on the […]

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One of the biggest secrets to a good life is to have nice physical health and mental health. The need to maintain good physical health is being written about by lots of people. Regular exercise, proper sleep, healthy foods, lots of vegetables, as vegan as possible, drink lots of water…etc. etc. Lets turn to mental […]

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