Should girls still be brought up as ‘Pati Parameshwar’  and he can do no wrong? The kind of abuse parents ENCOURAGE their daughters to accept is almost unbelievable. In this educated 2013, why do parents of engineers, MBAs, doctors….accept the fact that ‘men are men..so they can HIT their wives’….is this not appalling? What gets […]

Ok first the confessions. I am born in the 1960s and going by Google’s statistics old enough to be the parent of my average reader. So if I sound like a stuck record (ha a relic of the 1970s and 1980s – the Gramaphone record player!!) so be it. I am anti borrowing – and […]

For regular readers the original title of this post would have been a shocker…I had decided to call it ‘You must use your credit card’…!! Well, even for once I am not saying that you should use the credit in your credit card, but use it like a charge card. What are the payments that […]

On the one hand I see a lot of traction at the Policy level regarding Pensions, and on the other hand I meet people NOT AT ALL prepared for retirement! One of my friends introduced me to his cousin….Well here is the stunning story… Here is a guy EMPLOYED  in the pharma business and having […]

People ask me what should a financial planner do? Well if I were to write a book on financial planning, I could write a few chapters on this topic. One thing however he MUST do is ask you a lot of questions – some painful. For example when I talk to a new, unknown person […]

For the residents of Campa Cola compound the question is will they lose their flats today or tomorrow. Does not really matter either way. The whole system is so scary especially in a city like Mumbai where most people’s net worth is in their primary residence. Say your net worth is Rs. 3 crores out […]

I have written many posts about writing a will…but the damn thing is so important that I do not mind writing it again. If you have had a simple life, one marriage, one kid and simple financial assets, the WILL does not become very important. However even if there are some complications like divorce, remarriage, […]