Long ago I used to know a bunch of Heart docs – surgeon/ physicians…they were part of a big hospital. Over tea one of the docs told me “Subra we laugh at patients who do not know the difference between gas and heart attack, but every year or 2 years..one of the heart doc dies […]

There are various types of advisers who are in the business of advising (not necessarily finance, just advisory) though predominantly my experience comes from the wealth and health industries..let me list them find out in which category you fall or if you are an end investor in which category you adviser falls: Evidence based advising: […]

i would never have posted this story…but man has such an ego, that it needs to be crushed. Remember God keeps OUR karma account and he is a good accountant and he does not make a mistake. We build a house on the land that we buy..it does not mean somebody cannot stand in the […]

A few years ago Safalniveshak posted a comment saying his friend’s father was cheated by an agent who had sold him 192 schemes in 192 folios. He called it bad and disgusting. I agree. Let us look at the whole process. A mutual fund or a life insurance company gets a LICENSE to do business […]

The whole world has vent its spleen on Jet lee I hope more sense will prevail soon. Yes interest rates are linked to inflation, so there is justification in reducing interest rates. Oil prices have gone down in the world, but we want to reduce our Fiscal deficit, so oil prices cannot go down. Sure, […]

Common man: last week you said sell, this week you are saying buy?  TV Anchor*: Till last week the market was a sell on rise market, now it is a buy on dips market. Bear: Actually the market is 30-40% higher than Fair Value, you should book your profits. Bull: Except for a few scrips […]

MANY PEOPLE TAKE MY BLOG SERIOUSLY. LOOK GENERALLY IT IS HUMOR. THIS POST IS BLACK HUMOR. SINISTER IF YOU ARE AN IFA. ANY REFERENCE TO SEBI HERE IS TO THE IMAGINARY BIG SHOT WHO DOES NOT EXIST. Sebi read somewhere that more the disclosure the better it is. Awesome. I believe that too. So I looked […]