Sorry, but senior citizens should have seen this coming. When your daughter is 9 years old you tell her ‘see what you wear’, do not do this, do not do this….and all your life you have spent giving gyan, now it is your turn to listen. So please listen. When your age crosses 70, the […]

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i have always said i am a fan of Modi and a fan of Equity…see how well he spoke about the economy..brilliant speech. Make notes and tweet about this. what a speech. Sit with a paper and pen to take down the numbers… Communication is rarely about language. It is about how well you know […]

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Franklin Templeton sends me a message everyday that SIP is a good EMI. I am not so sure how helpful this ad is. Let me explain..when you are talking to a class about SIP or to a potential first investor they have no clue what is SIP and these are the questions/ comments which arise: […]

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A few days ago Saina Nehiwal had an interview where she said she ‘invested’ only in LIC products. I have no views on that, just that as long as she does not come and ask me, I do not know / care what she does. I was intrigued at the answers / comments on various […]

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there is one post about Sachin and Obama – not sure if it is real, but it is the most visited page..so ignoring such an aberration, here are the top 5..all of them have been read upwards of 10000 times. That is epic! http://www.subramoney.com/2012/08/children-in-parents-ego-emi-traps/ this is the top most read article about how parents force […]

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I have always wondered why a big group diversifies its businesses – especially in Indian conditions. Large companies like Colgate, Toyota, Citibank (oops touchy area, but for this article we will accept it as a non diversified entity). In the Indian context companies like Gujarat Ambuja, Bajaj Auto, Hero Honda (Hero Group), did not go […]

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Lets see some of the usual traps into which man falls…and question them well.. You must study well, get a good job and stay there for a long time: Very valid till the 1980s. No longer true. Your qualifications may not matter, your work ethic will be important, your ability to learn, teach, unlearn and […]

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