This is for all the kids I know. Some of them are smart, some very smart. However money management is not a part of their curriculum (really sad)…so here are some tips. You can use it or discard it….just my views: 1. Decide only on the big things together: The Rs. 800 T shirt which […]

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A few decades ago…the great Jawaharlal Nehru said…’when the world sleeps…India wakes up to her freedom’ I was wondering (see the world time map) which part of the world was sleeping at 12am Indian time? The early birds in the east were awake…Europe and US was awake…i guess Nehru meant ‘now that you are awake…please […]

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Yesterday (FRdiday) was varalakshmi pooja and today was (is)  ‘avani-avattam. Varalakshmi Pooja is a prayer to the 9 forms of Goddess Lakshmi – Dhana, Dhairya, Arogya…..etc. At our house it is a completely women festival – with my daughter making the arrangements, my mother and wife making the goodies, and both of them doing the […]

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The current generation is earning very well – remember most of what people considered as ‘luxuries’ in the 1960s, 1970s, etc. are today considered as a necessity. Also if you consider that in the 1970s when salaries were much lower, and taxation were much, much higher white goods were about 2-3 MONTHS income even for […]

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Most Hindu kings – or the Kings of Indian origin – acted as a trustee when they managed the kingdom’s money. Even though they were the owners, and theoretically they could do whatever they wanted to do with the money, they managed as though they were to be there permanently. This is easy to believe […]

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When I was younger and my head was full of foolish ideas and lot of black hair….there was also a huge urge to start some new businesses. Thank God, I did not! In the 1990s – Income tax practice was still on the top of my head. I seriously thought I should set up a […]

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When you start life you start very innocently. When a person says ‘I like you’ you believe it. When a person says ‘I love you’ or ‘I respect you’ – you tend to believe it. At a young stage of life or a relationship you do not attribute motives to any such statements. Then you […]

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