None of us plan to fail. We all know that we will live till 90. Sorry make it 110. So what? – we are too damn young to buy a term plan. Why waste money after all we know we will live that long. – we have bought a pension plan. Piddly by projected inflation […]

I have found both these questions IMPOSSIBLE to answer. I have no clue how much to invest – obviously depends on your income levels, sensible goals, etc. When should you start? Well from your first salary….well let us see… If you ever wondered how much to invest, read on! THERE are some word pairs that […]

I have promised to be different from typical personal finance sites, so let me tell you how. Here let me start with a story. One man goes to the King of a land and says ‘Please give me some land’. The king says “Take your horse and ride..all the land that you can cover in […]

People reading my blog may have a feeling that I am anti those boys, girls, men and women working in the media. Far from it. Many of those people are extremely hard working – and I can assure you it is a very tough job. You need to write, you need to understand (at least […]

  As the end of the year approaches, and this blog reach extends to about 5 million hits, I was wondering as to what were the important moments of 2014. Social media has been a big game changer in the market place for me personally and I do think this will not change in 2015 […]

Retirement Planning – sounds very intimidating to many people. However, like all long journeys it begins with a small step. First of all you need to accept that you will retire, and like all events in life the person who is better prepared will face it better. So retirement planning can be made to look […]

Where do Indians keep their money? In banks. What do banks do with the money? they lend to builders (about Rs. 500,000 crores) What do builders do with the money? do they use it for construction? OMG no. They use it for buying more land. For construction Hdfc gives loans to the buyer who pays […]