Investing is difficult not because investing is a great science or a great art form, but the money to invest has to come from savings. Many people live beyond their means and are thus not in a possession to build up any savings. No savings clearly means that there is no money available for investing.  If […]

  So you are 22 years of age and wish to invest in equities, right? And you have heard of stories like Wipro, Hdfc, Itc, LnT and the likes. You think this is tough, but what the hell, you want to try, right? Welcome to the very many people who wish to invest in equities, […]

Let us go back a few years. About say 100,000 years. Man had to get his food by hunting. So let us assume that in one tribe of 50 people there were 30 men and 20 women. The men formed say 3 groups of 10 people to go and hunt. One group returned with a […]

One girl hired a cab, and the cabbie (a habitual rapist with 7 women complaining against him in the past) rapes her. This is at worst a law and order problem or correctly a social problem. Yes, it should not have happened. Could an app sitting in your phone be blamed for it? My answer […]

I was sitting with one of the 16,000 Vee Pees of a big bank…when he got a call. One of the kids had gone to meet a very big client and had goofed up. The client called the Vee Pee and said something…obviously not very complimentary..so the Vee Pee asked for the boy and said […]

Is this a good time to enter the market? I do not know. Which asset class (do you think) will out perform all the others over the next 10 years? I do not know. Should I sell some of my Fmcg and buy infra NOW? I do not know. Sadly the truth is all these […]

One of the speakers at the recent Morningstar Conference said ‘people who have passed out in 2007 have only seen a volatile market’. To me this showed lack of understanding of the history of the markets. Sorry for being blunt, but markets have been volatile from the day they were created. More than 100 years […]