Ok having given such a negative spin to resolutions, I need to tell you HOW it works, right? Well a resolution does not work unless it is a resolution helping you towards a goal. So much before the resolution is made, a goal has to be created. Clearly goal setting sounds simple -but is extremely […]

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I hope the title does not throw you off! Two dangerous words – ‘weight loss’ and ‘mathematical’ except of course for Pattu the maths professor! A plate of samosa – takes about 10 minutes to eat, and 65 minutes to burn off. Did not like the equation? welcome to the cruel world of mathematics. The […]

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This is a meeting I had yesterday …. PR Head: Hi Subra since 43 people in Linked In say you know banking our Chairman wants to meet you, is it possible to meet now? S: Yes, of course, and this meeting is regarding…? PR Head: Our Chairman Mr. Fix It wants to explore the possibility […]

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When the NPS was launched I was one of those who said ‘let us wait to see it operate’. I am happy that I did not open an NPS account. Really thankful for the wait. From a real cost of .0009 to 0.25% – is a huge jump – of almost 300%. Not fair. I […]

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I hope I do not get lynched for the title that I am using. For heavens sake do not show it to your mother, or if you are young enough, to your grandmother. These days it is customary (and profitable) to run a website in the US teaching people to be frugal. For the Indians […]

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I have written many times about why I blog…..or why financial bloggers blog –   to attract customers for their services: not me..My services business has never got any business because of my blogging. I would be happy if I am not hurting my clients and prospects….forget attracting them. to impact policy: you got to […]

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Many people choose the fund in which to invest by looking at the rankings / ratings. I have always held the view that ratings are backward looking and so it does not serve as serious tools for choosing a fund in which to invest. It took some long conversations with some serious knowledgeable investors to […]

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