One major problem with most of the people buying life insurance is ‘not knowing what they are buying’. Now a buyer should at least know what is he buying, should he not?
The whole purpose seems to be to create some confusing products and make sure that the beneficiary is either the manufacturer or the broker/ agent who is selling it to you. Now even in case of banking (where the profitability is an amazing 7-8% p.a. ) there is too much at stake!
Now if you have been sold a bad life insurance policy, you may have some remedies – just keep badgering them and ask them in public…embaress the management of the company. Worst case scenario, read the following:
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