It is stunning how being a senior citizen is made difficult – in India as much as in US of A. One senior citizen who is hard of hearing (age 83) was approached by a very nice man who said “You seem to be hard of hearing, I can take you to a person who […]
Frankly this is the only ‘advice’ that I give to senior citizens. What does it mean? Well thanks to aggressive selling of mutual funds, life insurance, and of many other products – financial and non financial – senior citizens are also being harassed by salesmen with their vares. What exactly should senior citizens do? Well […]
Women surely have some peculiar financial planning needs. We will not do too much in detail here – but suffice to say that some requirements are unique. Though most adult women I meet are married, I guess most of them will die alone – widowed, divorced, or not married at all. So at some stage […]
On retirement many people think they will be on a lower tax bracket. This is a wrong assumption. Your tax bracket may not change especially if you invest in bonds. So do not keep postponing interest income. You will not be on the lower tax bracket unless you create dividend income, long term capital gains, […]