However a bad year is rarely followed by a worse year (yes it has happened in the past, but I am taking a calculated call!)..which means a NEGATIVE 25% will not be followed by a negative year. So assuming that the index’s starting point is 15,500 for Jan 2012 (I am writing this on 2nd […]
I wanted to say ‘mera pension ka pitara’ – but decided that hamper is a better word. Hamper meaning a box of gifts as well as ‘what I did to hamper my pension accumulation’ – in both usages! Well I keep writing about pension – and have more or less been anti pension plan, EXCEPT […]
Long ago while doing an article in ET one of the journos there said ‘Subra says he feels like Bheeshma pithamaha – people come for advice, but do not listen to him anyway’. So with that background I felt good seeing a bunch of kids going to Bhargava uncles house for lunch and listening to […]
I am not sure whether this is a compliment or an insult, but a CFP told me ‘what i like about your blog is you tell people what I love to tell, but cannot’. Ok let me summarize some of the shocking things that a financial planner would like to tell his/ her client, but […]
There are many people who come to sell equity schemes…and here is the language they use: 1. Sir ‘Equities have given 20% CAGR in India from 1979 till today including dividends’ – so if you invest in equities for 5 years you will get the same kind of returns. Explanation: Equity returns have […]
“New Year’s is a harmless annual institution, of no particular use to anybody save as a scapegoat for promiscuous drunks, and friendly calls and humbug resolutions.” – Mark Twain so just go and make your humbug resolutions….
For those people who want some resolutions regarding their health, but nothing to do with their weight! 1. I will have my breakfast regularly – every day – too many people have already told you the reasons, right? I will skip the reasons. 2. I will snack: Yes, but snack smartly. Fruits – apple, orange, […]