Is there a generation of brand slaves out there? that too with millions of $ and Rupees being manipulated by the industry? Every industry has its ‘brands’ and if you dig deep you find the nonsense that they do. McDonalds: they are happy to stuff your face with food that is not just terrible but […]

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What is Retirement? It is a stage when you do not do any WORK to earn money. The other way to look at it is to say ‘your MONEY accumulated is enough to feed you and meet your other needs – from a combination of income and capital gains’. So for a working couple, when […]

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Let me make it very clear, I love traders! They contributed to our profits when we were brokers. And traders would have trader friends, which meant they would get us more and more clients. Sadly Indian markets do not have research figures, but my guess is ‘about 95% or more’ or Retail unprepared traders would […]

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Why do people become proud? Or what are the sources of pride? There are tons and tons of reasons / causes that make people proud. Especially in a ‘Having’ society vs a ‘Being’ society (words from Erich Fromm, you must read his book: ‘To Have or To Be’) Let us enumerate the sources from where […]

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The amount of commotion that has happened in the debt market is not funny. Yes not too much has happened in the market – it is the regulator who is doing most of the things. Let us accept the following: Posco, Warren Buffett, Ikea, many FIIs leaving India is surely not good news. However we […]

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  I had to speak at a Church (Parish) in Mumbai on the topic of Investing. In a religious gathering it was necessary to keep in mind what the scriptures said about investing. So the topic I chose was ‘Scriptures and investing’. The Christian community is quite conspicuous in its absence in the financial services […]

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Equity and Real estate were considered investing. And they had the ultimate investment asset’s characteristics – returns greater than inflation and volatility. No 2 blocks of 5 years could be compared sensibly – too many dynamics. Now in the past few weeks gold and debt are also playing the volatility game. It does not mean […]

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