Gen X, Gen Y…nice terms but the definition keeps changing. If you have dealt with the baby boomers and their kids, let us accept one thing. These kids are different!! When I say Gen Y in terms of financial planning, I am using 1984 (George Orwell) as the cut off for their birth dates. They […]
it is always difficult to make a pitch for the average reader. I have no clue who is the average reader of my blog is. I know that there are PhDs in finance, Physics, Chemistry, Mechanical Engineering who read this..I know there are kids in class 10 who read this..so Yesterday I got 2 mails […]
There are many lies that we tell ourselves and our spouses (I have checked our investments, they are doing well). Some of them we know are lies and some of them are so ingrained that we do not know them as lies. So if you are a debt investor, you have some clue on what […]
This is a common dilemma for salesmen, IFAs, doctors, financial planners, and even public speakers. When you are with a potential client, or in front of an audience (and you are being paid for it!) how do YOU ensure that you do not get carried away? That you do not talk about something that the […]
I keep reading, teaching and interacting with a wide range of people..and I keep hearing some things and some of them are well entrenched myths. Here is an attempt to remove some of the myths: The Mutual fund industry is so well regulated with Directors, Trustees, Auditors, Regulators that your interest CANNOT be compromised: Nice […]
I am not going to put any numbers in this article but suffice it to say I have seen friends create millionaires out of their kids before the kid steps into college. Well, to the Manor Born. For many people a kid’s birthday is about collecting and giving gifts. Cash, Jewelry, I pod, Walkman, barbie […]
Some of us believe that once you select a competent and honest fund manager (fund house) you can go off to sleep. In the sense that when a good fund does badly, the fund manager always has a solid reason to say “we will be back”. Now if the person saying this is Prashant Jain, […]