I have a daughter, not a son, but no the advice would not have changed much whether it was a boy or a girl…but Morgan Housel’s advice to his son (see the link below, on fool.com) is just as fine for a girl as it is for a man…but for a girl I would add […]

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Of course there is talk of Robo adviser and more mechanisation in the advisory business, but let us look at a few different people and how advise changes. Take the case of 4 portfolios which I help..these are 4 people who are about 80 years of age and fully dependent on their portfolio income for […]

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If you are a green card holder or a US citizen and investing abroad (7 countries initially) and about 130 countries in 2 years time..well the data is going to your IRS. This means even if you have unintentionally or by mistake not declared some income / asset in your home country, you could be […]

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My editor friends do not like the titles of my posts. My SEO friends are indifferent. I am worried that my headlines are too broad! Improving as an investor is  a life long process and we all will go towards our goal, will we not? So when I get calls like these – I have […]

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Frankly Indians over build and then we all over buy. If there are more assets than users (forget buyers, that we have enough) it is obvious that rental properties will be available… Currently in the building that we live there are 84 flats available for usage and in the past 6 months about 4 flats […]

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The journey from ‘having’ to ‘being’ is not an easy one. If you have had a deprived child hood, you may not yet be mentally ready for minimalisation. When you simplify things like deciding to have only white shirts and black pants, you are making a choice. If you are really rich and your servants […]

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What is “ASBA”? ASBA means “Application Supported by Blocked Amount”.  ASBA is an application containing an authorization to block the application money in the bank account, for subscribing to an issue. If an investor is applying through ASBA, his application money shall be debited from the bank account only if his/her application is selected for […]

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