I have a credit card with a Rs. 56k limit and this is about 15 years old at least. Every year Icici bank calls me and says ‘we are happy to increase your limit..please send and sms….’ I do not respond, as i do think that this limit is NEVER breached ..and anyway I do […]

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  You wish to create a big corpus over a long period of time. You know that serious wealth creation is a multi decade, multi generational goal. So what are the very important steps that are needed to achieve that wealth creation goal? Let me tell you some of the very important ones: Learn and […]

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If you do not know the philosophy of your investing, I can assure you, you are doing a bad job. Not because you want to but you are expecting too much from your brain. Your brain is a bloody lazy organ which does not want to work on a high performance level for too long. […]

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If you have a big wardrobe in which you keep your clothes, that itself is a big mistake. A lot is hidden in a big cupboard, and it goes unnoticed. Have you ever wondered why you have 13 shorts, 34 pants and about 115 shirts? If you have, you are already prepared for reducing the […]

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The media loves Warren Buffet, and why not? Even on my blog I get more hits if I write about Warren Buffett. It is a well searched name and shows up on search all over the world. Let us see whom all the media has called Warren Buffett, and why all of that is wrong. […]

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Rarely do I give a call on equity – I mean specifically on what I am doing. I am sure about my strategy, I am not sure about my timing. I am sure that the next few years (say 3) it will not be Fmcg and Pharma stocks, so I will be light on those. […]

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This is the week leading to Children’s Day, and I have been wondering what parents can do to make children learn about money. There is no good program for children and I honestly do not know what content to serve them..so here is one post..give me feedback..and I will try to do some more stuff […]

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