I have a credit card with a Rs. 56k limit and this is about 15 years old at least. Every year Icici bank calls me and says ‘we are happy to increase your limit..please send and sms….’ I do not respond, as i do think that this limit is NEVER breached ..and anyway I do not use the limits beyond Rs. 30k…
I was looking for reasons why I should increase my limit and found 2 articles saying what are the benefits of increasing the limits…i did not find it convincing..please tell me…what do you think?
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