You got the financial 101 class right. You got a good degree. You topped it with an Ivy League Management degree. You hit pay dirt made your first million rupees. Good show. You turned 29 years old and have got paall the equations right. You are about to get married. You have no loan except […]

Taking loans and using credit cards is now a very common event. Almost everybody has a credit card – whether they use the credit facility or just use it for the convenience of buying. Loans are now a part of life – a home loan and a car loan are part of every middle class […]

Many people think that because they do marathons or other endurance activities, they are fit. Partially true. To be fit you need to be strong, have good endurance, be flexible…and that is what makes you fit. Can you be fit by doing only running? No. Only going to a gym? depends on how good a […]

Many people think creating wealth is a very difficult process. Actually, it is not so! Being Indians we love to complicate things..so we do…here… Let us look at some simple / baby steps: 1. Stop procrastination! The best definition of procrastination that I know is unfortunately not printable! But it is easily one of the […]

Not sure if anybody gives this advice to women: Start taking your own financial decisions!  You went to a top Engineering school. You then topped it up with an MBA from a good management school. You have put in 10 years in corporate India, and are doing very well. Last week your appraisal gave you […]

First of all ‘renting’ and ‘investing’ is NOT everybody’s cup of tea. If you do not know how to invest, and are not willing to learn you are better off buying a house, AND repaying the loan as soon as possible. If you rent and blow all the money on lifestyle expenses – it is […]